Do You Know That Incase Of Cylinder Explosion, You Can Claim Insurance Upto 40 Lacs

The Logical Indian

January 13th, 2016 / 6:12 PM

Insurance scheme for domestic cooking gas (LPG) users cover Rs.40 Lacs for loss of life and injuries due to an accident with an LPG cylinder. All registered LPG consumers are covered under an insurance policy taken by the PSU Oil Companies.

However, due to NIL awareness levels, no claims are lodged against Domestic LPG explosions.

According to IOC Ltd Citizen Charter, the IOC distributor will offer assistance to the consumer in completing the formalities of insurance claims arising out of the accident.

http://www.iocl.com/download/Citizen_Charter_IOCL_Final_Ver_6_01_04_13.pdf

HPCL website states all registered HP GAS consumers (having valid SV) are insured against outcome of an accident at their registered premises due to LPG. Details are available with all the distributors and Customer Service Cell In addition, HPCL has also taken a Public Liability Insurance Policy.

http://www.hindustanpetroleum.com/documents/pdf/HPCL_Citizens_Charter.pdf

Valid SV stands for Valid Subscription Voucher.

The following are few simple tips:

01) Check with your LPG distributor on the requisites for a valid insurance claim.

02)Use only Original accessories which are ISI approved.

03)Request your dealer to do the maintenance check every year.

04)Preserve the maintenance check receipt.

05)In case of death due to explosion of gas cylinder, the victim’s family has to appeal in the court demanding compensation.

06)Insurance agents said it is very easy to get the claim — informs cops and gas agency, wait for survey by insurance officials and soon you will get the claim amount.

We Indian citizens have to create awareness amongst ourselves. No gas company or insurance company will create awareness. The main challenge in claiming the insurance amount is that the evidence has to be preserved till the survey by insurance officials. In majority of the households, the scene of accident is immediately cleaned up, so that the routine life can go on.


Contributors

Written by :

Edited by :

Related Stories

BJP Budget Pension Scheme

Budget 2019 – Rs 3,000 Pension For Informal Workers Who Earn Upto Rs 15,000 Per Month; Know About It

Information Tax Rebate

Important Information You Need To Know About Tax Rebate For Taxpayers Earning Upto 5 Lakh

Fine Littering Public Places

Kolkata: Littering In Public? You May Soon Have To Pay Upto Rs 1 Lakh As Fine

Health Insurance Govt Employees

Mandatory Health Insurance For J&K Govt Employees To Be Provided By Reliance Insurance

Mutilated Currency Note

Good To Know: Here Is How You Can Claim A Full Refund Of A ‘Mutilated Currency Note’

Mental Health IRDAI Insurance

Now Your Health Insurance Plan Will Cover Mental Illness Too: Read To Know

Latest on The Logical Indian

Exclusive

My Story: “I Am A Woman Who Plays PUBG And This Is What I Go Through”

News

Taiwan Becomes First In Asia To Approve Same-Sex Marriage Legislation

Exclusive

Why It Is Logical To Introduce Three Levels Of Mathematics In Indian Schools?

News

Govt Refuses To Disclose Information On Black Money Received From Switzerland

News

Mid Elections, Environment Ministry Issues Notification Diluting Process To Grant Green Clearances For Projects

News

Trump Proposes Merit-Based Green Card System: Merit Over Familial Relationships

x

Stories that deserve attention, delivered to your inbox!

Handpicked, newsworthy stories which deserve the attention of a rational generation.