New Prime Minister Crop Insurance Scheme: A Positive Step Towards Our Farmers’ Interest
January 15th, 2016 / 9:07 PM
Image Source: huffingtonpost, flickr
India has a huge dependence on agriculture for its economy and yet it is one of the most neglected spheres of our society. Farmer suicides are so common in our country that its almost all we can see in the newspaper everybody. We probably will never be able to understand the complexities in the lives of the farmers that lead to situations coercing them to give up on life but we can agree that the dissatisfaction arises from money troubles. Despite diligently working for almost the entire year to make some money from the crops they grow but when natures untimely attacks ruin their crop they are left with nothing for the rest of their year. Previously introduced schemes by the government have not been largely successful in solving our farmers issues because of the extremely large premium rates that the farmers had to pay in return for security against crop failure. Since this premium is itself not affordable for them, you cannot expect them to make timely payments for the sake of crop security.
The Union Cabinet on Wednesday approved the launch of Pradhan Mantri Fasal Bima Yojana (Prime Minister Crop Insurance Scheme) which will be really helpful to the farmers. Till now, more than 3 lakh farmers have committed suicide since 1995 and in the year 2015, 3,228 farmers committed suicide in Maharashtra, with 610 deaths in just two months, State records highest ever suicides by farmers. The govt. has launched this initiative hoping that this move helps farmers.
The salient feature of this initiative are:
■ Under this scheme, the premium rates to be paid by the farmers have been brought down substantially so as to enable more farmers avail insurance cover against crop loss on account of natural calamities.
■ Under the scheme, farmers will pay 2 per cent of premium fixed by insurance firms for kharif crops and 1.5 per cent for rabi crops.
■ For annual commercial and horticultural crops, farmers will have to pay a premium of 5 percent.
■ The new crop insurance scheme, worth approximately Rs. 8800 crore, aims at protecting farmers against crop failure.
■ The scheme will come into effect from the upcoming kharif season.
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True Hero: Meet Sunil Mishra, An Auto-driver Who Has Been Saving Lives With His Auto!
True heroes are not known for their extraordinary powers, they are known for their extraordinary acts. Sunil Mishra is one of such heroes. For you and me, at the first look, he would appear as just another autowallah on the streets of Mumbai. However, if one were to ask people living in the slum of Ambujwadi, Sunil is no less than a ray of hope.
Mishra moved to Mumbai from his village in Pratapgarh in Uttar Pradesh when he was just ten years old. He went on to study at a local government school, however, he failed his 12th exam. Because of this, he had to take up the profession of an autorickshaw driver.
He has been living in the Ambujwadi slum from last 11 years now. He is barely able to meet the needs and necessities of his own family of four which includes him, his wife and two young children. Most of his salary goes in providing quality education to his kids. And the rest of which is remaining, he sends it to his parents who are living in UP. In fact, it was not until a few years back that he could afford to buy his own auto rickshaw, EMI of which he is still paying.
All this has not stopped Mishra to work tirelessly for ending the sufferings of those living in his locality. As they say, you don’t need big pockets, but a big heart to help another human, Mishra has been proving just that. The Ambujwadi slum is located in such a way that entry of large vehicles like ambulances inside it is restricted. Recognising this problem, Mishra has made sure that no ailing person is denied access to hospital and medical facility, just because of this problem.
From 2007, Mishra has managed to help many people in the slums by providing ambulance-like services with his auto. He understands the pain of seeing loved ones suffer. He recalls an incident where his own mother fell off a bike which severely injured her. Fortunately, she was taken to the hospital where she gradually recovered. It was then when Mishra pledged that he would do everything in his capacity to help anybody in such a situation. He says, “People sometimes come knocking at my door at midnight, asking for my help and I could not refuse them.”
A true hero is one who goes beyond his/her limitations and helps those in need. Sunil Mishra is one such person. An autowallah by profession who is embroiled in his own struggle to make his ends meet leaves no chance to help anybody who is in need. A true hero who drives his auto as a vehicle of life to help others reach the hospital on time.#HelpingTrueHeroes
Posted by The Logical Indian on Monday, September 10, 2018
Not only this, he even offers free rides to differently-abled persons. “If I see any differently-abled people, I stop to ask them where they are going. If it’s within 1.5 km, I drop them for free,” he says.
The Logical Indian truly salutes Sunil Mishra and also commends Neurobion Forte for encouraging such people. We hope that Mishra’s story inspires many others.