New Prime Minister Crop Insurance Scheme: A Positive Step Towards Our Farmers’ Interest
January 15th, 2016 / 9:07 PM
Image Source: huffingtonpost, flickr
India has a huge dependence on agriculture for its economy and yet it is one of the most neglected spheres of our society. Farmer suicides are so common in our country that its almost all we can see in the newspaper everybody. We probably will never be able to understand the complexities in the lives of the farmers that lead to situations coercing them to give up on life but we can agree that the dissatisfaction arises from money troubles. Despite diligently working for almost the entire year to make some money from the crops they grow but when natures untimely attacks ruin their crop they are left with nothing for the rest of their year. Previously introduced schemes by the government have not been largely successful in solving our farmers issues because of the extremely large premium rates that the farmers had to pay in return for security against crop failure. Since this premium is itself not affordable for them, you cannot expect them to make timely payments for the sake of crop security.
The Union Cabinet on Wednesday approved the launch of Pradhan Mantri Fasal Bima Yojana (Prime Minister Crop Insurance Scheme) which will be really helpful to the farmers. Till now, more than 3 lakh farmers have committed suicide since 1995 and in the year 2015, 3,228 farmers committed suicide in Maharashtra, with 610 deaths in just two months, State records highest ever suicides by farmers. The govt. has launched this initiative hoping that this move helps farmers.
The salient feature of this initiative are:
■ Under this scheme, the premium rates to be paid by the farmers have been brought down substantially so as to enable more farmers avail insurance cover against crop loss on account of natural calamities.
■ Under the scheme, farmers will pay 2 per cent of premium fixed by insurance firms for kharif crops and 1.5 per cent for rabi crops.
■ For annual commercial and horticultural crops, farmers will have to pay a premium of 5 percent.
■ The new crop insurance scheme, worth approximately Rs. 8800 crore, aims at protecting farmers against crop failure.
■ The scheme will come into effect from the upcoming kharif season.
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This Diwali Let Us Rebuild Schools To Secure A Better Future For The Country
We all have memories attached to our schools. Yes, obviously we do, otherwise, why would we be all excited for our school’s 10-year reunion? Because reunions are the time when we get to relive those juvenile memories and cherish the good old days.
The times we shared the same bench with our best friend and played tic tac toe on the desk. The times we took toilet breaks in the middle of a class only to secretly loiter around the corridors. The brilliant lunches we shared with our friends on the school playground during recess. Reminiscing over these memories warms our hearts.
Did you know that at least 35 million children between the age group of 6-14 do not attend school in India? There have been several reports that girls drop out of school because of a lack of basic facilities such as toilets. These children are not only missing out on basic education, but they are also missing out on those wonderful memories.
In a bid to make early education accessible to all, HIL Limited has taken a wonderful initiative. HIL Limited believe in the fact that when we do things together, better things happen, standing by their philosophy of ‘Together We Build’. In the film, you can see a small child Kamli. The naive child makes a colorful paper lantern for Diwali and gifts it to her school, which is in shambles. She is eager to learn and her adamant heart still gives her the hope that the colourful lantern might make her broken school a little brighter. After her Diwali holidays, when she comes back to her school and finds it prettier her heart rejoices.
HIL Limited believes that education is the right step towards bringing young minds together and creating a feeling of togetherness. Their social initiative has helped 75,000 children like Kamli by rebuilding their schools.
Now, these children would not miss out on basic education. They will also get to make beautiful memories that they will cherish for a very long time. This would also make their future stronger and more reliable. If you know any such school that needs attention, then please write to [email protected].
The Logical Indian appreciates HIL Limited for the wonderful initiative they have taken to make the future of so many underprivileged children better. Children are the future of the country and we hope that by making their future secure, we are taking our country forward.