Diwali offers an ideal opportunity for consumers to brighten their celebrations with a smart upgrade-a new 5G smartphone. These devices bring the latest technology to users, delivering ultra-fast internet speeds, seamless multitasking, and vibrant displays for an enhanced digital experience.
Whether streaming videos, gaming, or managing everyday tasks, 5G phones provide reliable and smooth performance. What makes this upgrade even more appealing is its affordability, as a wide range of feature-rich 5G mobiles are now available for under Rs. 20,000. Leading brands such as Samsung, Xiaomi, and realme offer diverse options within this budget, making it easier than ever for shoppers to find a device that perfectly fits their needs.
Purchasing a new 5G phone on Diwali has become more accessible due to attractive Diwali discounts and Bajaj Finserv’s financing options. Customers can spread the cost with the Easy EMI option, which provides manageable monthly installments with repayment tenures up to 60 months.
Furthermore, many models come with zero down payment options, allowing instant ownership. With widespread availability at over 1.5 lakh partner stores, upgrading a smartphone this festival season is both convenient and budget-friendly.
Top 5G smartphones under Rs. 20,000 to explore this Diwali
Here are some of the most popular 5G smartphones available this festive season, each combining performance, style, and value:
1. Redmi 13C 5G (128 GB, Startrail Silver, 6 GB RAM)
- Price: Rs.11,499*
- Easy EMIs starting from: Rs. 958 per month*
- Offer: Zero down payment available
- Why it is a smart pick: Powered by a Dimensity 6100+ processor and a 5000 mAh battery, this phone offers reliable 5G connectivity and solid everyday performance at an unbeatable price.
2. iQOO Z6 Lite 5G (128 GB, Stellar Green, 6 GB RAM)
- Price: Rs. 11,999*
- Easy EMIs starting from: Rs. 999 per month*
- Offer: Zero down payment available
- Why it is a smart pick: Featuring a Snapdragon 4 Gen 1 chipset and 120Hz refresh rate, the Z6 Lite 5G is built for speed and responsiveness—ideal for gamers and multitaskers on a budget.
3. Realme Narzo 60x 5G (128 GB, Stellar Green, 6 GB RAM)
- Price: Rs.12,499*
- Easy EMIs starting from: Rs. 1,042/month*
- Why it is a smart pick: With a 120Hz display, 50MP AI camera, and sleek design, the Narzo 60x 5G delivers smooth performance and vibrant visuals—perfect for entertainment and multitasking.
4. Oppo A5 Pro 5G (256 GB, Mocha Brown, 8 GB RAM)
- Price: Rs. 19,999*
- Easy EMIs starting from: Rs. 1,333 per month*
- Offer: Zero down payment available
- Why it is a smart pick: Stylish and budget-friendly, the Oppo A5 Pro is known for its IP69 rating (maximum resistance to water and dust), 67W SUPERVOOC Flash Charge, and a robust 5,000 mAh battery. It is ideal for users who need a durable, water-resistant phone with reliable all-day battery life and fast charging.
How to shop for a 5G smartphone under Rs. 20,000 on Easy EMIs
Upgrading to a 5G smartphone this Diwali has never been easier or more budget-friendly, thanks to Bajaj Finserv’s flexible financing options. Shoppers can now bring home the best 5G phones under Rs. 20,000 through Easy EMIs, zero down payment offers on select models, and a variety of festive deals tailored to suit different budgets and preferences.
To help buyers save even more, Bajaj Finserv offers the Maha Bachat Savings Calculator, a smart tool that combines brand discounts, dealer offers, and EMI benefits. It helps users plan their purchases efficiently while lowering the overall cost of ownership.
Steps to get started:
- Browse online: Explore a wide range of 5G smartphones under Rs. 20,000 on Bajaj Mall.
- Visit partner stores: Check out the models in person at any of the 1.5 lakh+ Bajaj Finserv partner stores across 4,000 cities.
- Opt for an Easy EMI Loan: Finance up to Rs. 5 lakhs with monthly installments ranging from 3 to 60 months.
- Check eligibility online: Quickly verify your pre-approved loan limit by entering your mobile number and OTP.
- Use Insta EMI Network Card: Existing cardholders can convert purchases into EMIs instantly with a paperless checkout process.
Diwali is a time for fresh starts and upgrading to a feature-rich 5G smartphone under Rs. 20,000 is a smart way to embrace the season. With top brands like Redmi, realme, iQOO, and Samsung offering powerful devices at festive prices, and Bajaj Finserv making ownership easy and affordable, this is the perfect moment to bring home the latest tech.
Bajaj Finance Limited
Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India.
It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings.
To know more, visit www.bajajfinserv.in
